When you can, spend money on items where quality is paramount. Bras, winter coats, the classic black dress, an interview suit, and cosmetics are in this elite category. You should not replace the same items year after year as if your wardrobe were disposable. Your closet should contain timeless pieces that transcend fad and trend. So even if the price is over budget build these purchases into your budget by saving slowly and watching for sales. Bargain hunt for the items you are only going to wear a few times, but you can never go wrong with putting a little extra towards those frequently worn items in your wardrobe. As Ben Franklin said, “All things are cheap to the saving, and dear to the wasteful.” When you review your Prettie Finances you will see that when combined over time, those bargains cost a fortune.